TCS Share Price: Is India's IT Giant Dying or Just Transforming?

TCS was my first stock purchase.

₹2,100 per share in August 2019. Fresh out of college, first salary, opened Zerodha account, bought 10 shares. Felt like I owned a piece of India's tech success story.

Seven years later, February 2026: TCS is at ₹2,909. I'm up 38%. Not bad, but not spectacular either.

My index fund (Nifty 50) in the same period: Up 62%.

My friend who bought Titan: Up 370%.

My other friend who bought Infosys: Up 45%.

TCS has been... fine. Steady. Boring. The ultimate "buy and forget" stock that won't make you rich but won't destroy you either.

But now, February 2026, something has changed.

According to Equitymaster's analysis, TCS fell 5.66% in a single day (Feb 4) as AI fears wipe out ₹2 lakh crore from Indian IT sector.

The question every TCS investor is asking: Is this a buying opportunity or the beginning of the end?

Let me analyze TCS like I'd analyze any stock I'm actually putting money into. No BS, just numbers and reality.

Current Stock Status (February 12, 2026)

Current Price: ₹2,909.80 (IndMoney data) 52-Week High: ₹4,040.00 (hit in Oct 2025) 52-Week Low: ₹2,866.60 (hit yesterday!) Market Cap: ₹10.57 lakh crore (yes, ten lakh crore) P/E Ratio: 22.24 Dividend Yield: ~3.2%

Recent performance:

1 month: -9.65%
3 months: -12.3%
Year-to-date: -8.86%
1 year: -28% (from ₹4,040 peak to ₹2,909)

Translation: TCS has fallen nearly 30% from peak. Stock is at 52-week low. Investors are panicking.

The catalyst? According to NewsX coverage, Anthropic's AI advancements (Claude, ChatGPT competitors) are making investors question whether Indian IT services have a future.

My take: Market is overreacting. But there's real risk here. Let me show you both sides.

What is TCS? (For People Who Just Heard About It)

Tata Consultancy Services is India's largest IT services company. Think of them as the company that:

Manages bank software for HDFC, ICICI, Axis
Runs airline booking systems
Builds custom enterprise software for Fortune 500
Provides IT consulting, cloud migration, digital transformation

Revenue model: They charge clients by the hour (billable hours model) or by project.

Founded: 1968 (56 years old - older than Infosys, Wipro) Ownership: Tata Group holds 72% Headquarters: Mumbai Employees: 6.14 lakh (that's 614,000 people!)

Business segments:

BFSI (Banking, Financial Services, Insurance) - 39% of revenue
Retail & CPG (Consumer Packaged Goods) - 14%
Technology & Services - 14%
Communications & Media - 12%
Life Sciences & Healthcare - 8%
Others - 13%

Biggest market: North America (50% of revenue)

Unlike product companies (Apple, Microsoft), TCS sells people's time. Their business model is:

Hire engineers at ₹3.5-8 lakhs/year (India salaries)
Bill clients at $50-150/hour (US rates)
Pocket the difference (arbitrage)

This model made TCS worth ₹10.57 lakh crore.

This model is now under threat from AI.

Q3 FY26 Results: The Good, The Bad, The Ugly

Let's look at what actually happened in October-December 2025 quarter:

The Numbers

Metric	Q3 FY26	Q3 FY25	Growth
Revenue	₹64,479 cr	₹61,237 cr	+5.3%
Operating Margin	25.2%	24.1%	+110 bps
Net Profit	₹12,224 cr	₹11,058 cr	+10.5%
TCV (Total Contract Value)	$10.2 bn	$8.1 bn	+26%

In constant currency (removes forex impact): Revenue growth was 0.8% QoQ. That's basically flat.

Source: TCS Q3 investor presentation

The Good News

1. AI Services Revenue = $1.8 Billion Annualized

Up 17.3% QoQ (quarter-on-quarter)
TCS is selling AI consulting, model deployment, AI infra

This is TCS's defense: "We're not being replaced by AI. We're selling AI services."

2. Strong Deal Wins (TCV $10.2 Billion)

Large deals (>$50M each) increased
Clients are spending on digital transformation

3. Margin Expansion (25.2% Operating Margin)

Up from 24.1% last year
Better utilization, automation gains

4. Stable Verticals

Life Sciences +2.2%
Energy & Utilities +2.2%
Technology Services +1.7%

The Bad News

1. Revenue Growth is Slowing

Q3 FY26: +0.8% QoQ (basically stagnant)
Q2 FY26: +2.1% QoQ
Q1 FY26: +2.6% QoQ

Pattern: Decelerating growth every quarter.

2. BFSI Sector Weak

BFSI is 39% of TCS revenue
Flat growth in Q3 (0.1%)
US banks cutting IT budgets (interest rate impact)

3. Attrition Improving, But...

Attrition dropped to 11.6% (from 14% last year)
Why? People aren't leaving because job market is weak
Not because: TCS is paying better or culture improved

Low attrition in weak market ≠ employee satisfaction

4. No Guidance Increase

TCS maintained FY26 guidance (not upgraded)
Means Q4 will be similar (modest growth)

The Ugly Truth

5. AI is Starting to Cannibalize Revenue

TCS doesn't say this explicitly, but read between lines:

They're hiring fewer freshers (down 40% from 2022 peak)
They're pushing "AI augmentation" internally (TCS employees using AI tools)
Revenue per employee is flat (AI doing some work, but not translating to higher billing)

What this means:

Client A used to need 100 TCS engineers for a project
With AI tools (Copilot, Claude, internal automation), Client A now needs 70 engineers
TCS bills for 70 people, not 100
Revenue drops 30% on that project

Multiply this across 1,000 projects globally: You see the problem.

The AI Threat: Is It Real or Hype?

Let's be brutally honest about what's happening.

What AI Can Already Do (February 2026)

1. Code Generation

GitHub Copilot, Claude Code, Cursor AI can write 60-70% of boilerplate code
Junior engineer work (CRUD apps, API wrappers, DB queries) is automated

2. Testing

AI testing tools catch bugs faster than manual QA
Test case generation is automated

3. Documentation

AI writes technical docs, user manuals, API docs
TCS used to charge for this separately

4. Low-Code/No-Code Platforms

Clients can build apps without hiring TCS
Microsoft Power Apps, Salesforce, OutSystems

5. AI Consulting (The Irony)

TCS is selling "AI transformation" services
But AI is replacing the need for TCS services

It's like a horse-and-buggy company selling cars. Eventually, horses become obsolete.

What AI Can't Do (Yet)

1. Domain Expertise

Banking regulations (RBI compliance, AML, KYC)
Healthcare HIPAA compliance
Industry-specific knowledge

TCS engineers who've worked 10 years in banking know things AI doesn't.

2. Client Relationships

CIOs trust TCS account managers
"Nobody got fired for hiring TCS" (IBM rule applies)

3. Large-Scale Transformation

Migrating entire bank from mainframe to cloud
Needs 500 people × 2 years
AI can help, but can't replace project management, stakeholder coordination

4. Legacy System Maintenance

40% of TCS revenue is maintaining old COBOL/mainframe systems
These systems are mission-critical, can't be rewritten overnight
AI hasn't learned COBOL nuances yet

This legacy maintenance is TCS's moat. But it's a shrinking moat as systems eventually get modernized.

My Controversial Take

AI won't kill TCS in next 5 years.

But AI will:

Reduce revenue growth to 3-5% (from historical 8-12%)
Pressure margins (clients will demand 20% discounts if AI is doing half the work)
Force layoffs (TCS won't hire 50,000 freshers/year anymore - maybe 20,000)

TCS will survive. But it won't thrive.

Think of it like this:

2015-2022: TCS revenue grew 10% annually, stock went from ₹600 to ₹4,000 (6-7x in 7 years)
2023-2030: TCS revenue grows 4% annually, stock goes from ₹2,900 to ₹4,500 (1.5x in 7 years)

Lower growth = lower valuation = lower returns.

According to Rest of World's analysis, "Will AI kill Indian IT? The $300B billable hour reality check" - the billable hour model that made TCS rich is under existential threat.

TCS vs Infosys: The Eternal Debate

Let me settle this once and for all.

Metric	TCS	Infosys
Market Cap	₹10.57 lakh cr	₹6.8 lakh cr
Revenue (Q3 FY26)	₹64,479 cr	₹45,479 cr
Net Profit (Q3)	₹12,224 cr	₹7,033 cr
Operating Margin	25.2%	21.8%
P/E Ratio	22.24	23.5
Dividend Yield	3.2%	2.8%
Revenue Growth (YoY)	5%	9%
AI Revenue (Annual)	$1.8 billion	$900 million

Source: TCS vs Infosys comparison

TCS Wins On:

1. Size & Scale

1.5x larger revenue than Infosys
More clients, more diversification

2. Profitability

25.2% margin vs Infosys's 21.8%
Better cost management

3. Dividend

Higher yield (3.2% vs 2.8%)
More consistent payout

4. Tata Brand

"Tata" name carries trust premium
Clients feel safer with Tata Group backing

Infosys Wins On:

1. Growth

9% revenue growth vs TCS's 5%
Faster deal wins

2. AI Strategy

Infosys Cobalt (cloud platform) is ahead
More aggressive on generative AI partnerships

3. Capital Returns

Recent ₹18,000 crore buyback
Returning cash to shareholders (TCS hoards cash)

4. Agility

Smaller, faster decision-making
Less bureaucratic than TCS

Which is Better for Investment?

Buy TCS if:

You want stability, safety, dividends
You're 45+ years old, close to retirement
You prefer large-cap defensive play

Buy Infosys if:

You want faster growth
You're 30-40 years old, longer time horizon
You believe in Infosys's AI-first strategy

My personal choice: I own both (60% TCS, 40% Infosys). I'm hedging bets.

But if I could only pick one TODAY: Infosys. Because at ₹2,909, TCS has limited upside unless AI fears subside. Infosys at P/E 23.5 offers better growth-to-valuation.

Read our stock analysis methodology for comparison framework.

Valuation Analysis: Is TCS Expensive or Cheap?

P/E Ratio: 22.24

Historical P/E range (2015-2025): 18 to 32

Current P/E vs History:

Below peak (32 during COVID tech boom)
Above recession low (18 during 2020 crash)
Fair value range

Compare with Peers

Company	P/E Ratio	Business
TCS	22.24	Indian IT services
Infosys	23.5	Indian IT services
Wipro	18.5	Indian IT services (smaller)
HCL Tech	21.2	Indian IT + product
Accenture (US)	28	Global consulting + IT
Nifty 50 Avg	~22	Broad market

TCS is trading at market multiple (22 vs Nifty's 22). Not cheap, not expensive. Fair.

Dividend Discount Model (DDM)

Current dividend: ~₹95/share annually Dividend yield: 3.2% Historical dividend growth: 6-8% per year

If dividends grow 6% annually, fair value = ₹95 / (10% required return - 6% growth) = ₹2,375

Current price: ₹2,909 Valuation: Overvalued by 22%

But: DDM assumes slow growth. If TCS can accelerate growth (AI services, digital), fair value is higher.

DCF (Discounted Cash Flow) Quickcheck

TCS Free Cash Flow (FCF): ₹42,000 crore/year Market Cap: ₹10.57 lakh crore FCF Yield: 3.97%

At 4% FCF yield, you're paying 25 years of cash flow. Reasonable for stable company, but rich if growth slows.

My valuation verdict: TCS is fairly valued at ₹2,900-3,000. Not a screaming buy, but not overpriced either.

Attractive buying range: ₹2,500-2,700 (if stock falls another 10-15%) Fair value: ₹2,900-3,200 Expensive above: ₹3,500

The Fresher Hiring Freeze: What It Really Means

TCS used to hire 40,000-50,000 freshers every year (from IITs, NITs, tier-2 colleges).

2023: 44,000 freshers 2024: 32,000 freshers 2025: 18,000 freshers 2026 (projection): 10,000-12,000 freshers

Source: The Register's analysis

Why This Matters for Stock Price

1. Lower Growth Signal

If TCS isn't hiring, they're not winning new projects
Hiring = leading indicator of revenue growth
No hiring = revenue stagnation

2. AI Replacing Entry-Level Work

Freshers do boilerplate coding, testing, support
AI can now do 60-70% of this
Why hire humans when ChatGPT works 24/7 for $20/month?

3. Margin Defense

Fewer freshers = lower wage bill
But also = lower billable hours
Net impact: Margins stable, revenue growth slows

4. Talent Pool Risk

Best engineers won't join TCS (prefer startups, product companies)
TCS gets lower-quality fresher batch
5-10 years from now: Talent quality declines

What This Means for Your Investment

If you're 25 years old investing for 20 years:

TCS in 2046 will be like IBM today (legacy company, slow growth, high dividends)
Not exciting, but won't die either

If you're 50 years old investing for retirement income:

TCS dividend (3.2% yield + 6% growth = 9% annual return) is decent
Stable, predictable, boring (good for retirees)

If you want 15-20% returns: TCS isn't it. Look at mid-cap IT (Persistent, Coforge) or non-IT sectors.

Risks to TCS (What Could Go Wrong)

Risk 1: Client Budget Cuts

50% of TCS revenue is North America. If US economy slows (recession fears in 2026), clients cut IT spending first.

Historical pattern:

2008 recession: TCS revenue dropped 7%
2020 COVID: TCS revenue flat
Next recession: Expect similar impact

Probability: Medium (30-40% chance of US recession in next 12 months)

Risk 2: AI Disruption Accelerates

Current assumption: AI replaces 20-30% of IT services work over 5 years.

Worst case: AI replaces 50-60% of work in 3 years.

If this happens:

TCS revenue shrinks 15-20%
Stock falls to ₹1,800-2,000
Mass layoffs (2-3 lakh employees let go)

Probability: Low but rising (10% → 20% as AI improves)

Risk 3: Wage Inflation in India

TCS's advantage: India salary arbitrage (hire at ₹6L, bill at $80k).

Risk: India salaries rising 8-10% annually, but TCS can't raise client billing rates (competition, AI downward pressure).

Margin squeeze: 25% margins → 22-23% margins over 5 years.

Impact on stock: Lower margins = lower valuation multiple = stock re-rates from P/E 22 to P/E 18 = 18% downside.

Probability: High (60-70% chance)

Risk 4: Geopolitical (India-US Relations)

Trump 2.0 presidency (if he wins 2028): Risk of H1B visa restrictions, "America First" policies forcing TCS to hire more US workers (expensive).

TCS mitigation: Already has 15,000 US employees, hiring more.

But: Reduces cost advantage. Margins shrink.

Probability: Medium (40-50% depending on US politics)

Risk 5: Competition from Niche Players

TCS is generalist. Does everything for everyone.

New competition:

Specialized AI consulting firms (cheaper, faster)
Indian mid-cap IT (Coforge, Mphasis) undercutting on price
Product companies (Salesforce, Microsoft) selling directly to clients (bypassing IT services)

TCS's moat is shrinking. Still strong, but not as wide as 2015.

Dividend Analysis: Income Investor's Perspective

TCS is dividend aristocrat. Never cut dividends in 30 years.

Current dividend: ₹95/share (annualized) Yield: 3.2% Payout ratio: 60-65% of profits

Historical dividend growth:

2015: ₹34/share
2020: ₹58/share
2025: ₹95/share
CAGR: 11% over 10 years

Dividend Reinvestment Returns

If you bought TCS in 2015 at ₹600:

Stock price return: ₹600 → ₹2,909 = 383% (17.9% CAGR)
Dividends received: ₹500/share over 10 years (reinvested)
Total return: ~22% CAGR

Compare with:

Nifty 50: 14% CAGR (2015-2025)
Infosys: 19% CAGR
Fixed Deposit: 6.5% CAGR

TCS dividend strategy works for long-term investors.

Future Dividend Outlook

Bear case: Dividend growth slows to 4-5% (in line with profit growth) Base case: 6-7% dividend growth (current trend) Bull case: 8-10% growth (if AI services boom)

For ₹1 lakh invested today at ₹2,909:

You get 34 shares
Annual dividend: ₹3,230 (3.2% yield)
In 10 years (6% dividend growth): Annual dividend = ₹5,784

Decent passive income play. Not spectacular, but reliable.

Read our SIP guide for systematic dividend reinvestment strategy.

What Would I Do with ₹1 Lakh Today?

Full transparency: I still own TCS (bought at ₹2,100 in 2019, up 38%).

If I had ₹1 lakh fresh money to invest in IT sector:

Option A: All-in TCS (₹1 lakh)

Pros: Safe, dividend, Tata brand
Cons: Limited upside (maybe ₹3,500 in 2 years = 20% gain)

Option B: Split TCS-Infosys (₹50k each)

Pros: Diversification, Infosys higher growth
Cons: Both face same AI headwinds

Option C: TCS + Mid-cap IT (₹50k TCS + ₹50k Persistent/Coforge)

Pros: TCS stability + mid-cap growth
Cons: Mid-caps are riskier, volatile

Option D: Skip IT, buy Nifty 50 Index

Pros: Diversified (HDFC Bank, Reliance, ITC, plus 10% TCS/Infosys)
Cons: Miss out if IT sector rebounds

What I'd actually do: Option C (₹50k TCS + ₹50k Persistent Systems)

Why?

TCS for stability, dividend (I'm 34, still want some growth but also stability)
Persistent for higher risk-reward (smaller IT company, faster execution, P/E 18 vs TCS's 22)

But: I wouldn't put more than 15-20% of my equity portfolio into IT sector. Too much concentration risk with AI disruption.

Diversify across:

IT: 15% (TCS, Persistent)
Banking: 25% (HDFC Bank, SBI)
Consumption: 20% (Titan, Asian Paints)
Pharma: 10% (Sun Pharma, Cipla)
Nifty 50 Index: 30% (for diversification)

Should You Buy, Hold, or Sell TCS at ₹2,909?

BUY if:

1. You Don't Own IT Stocks Yet

TCS is good entry point (down 28% from peak)
Dividend yield 3.2% is attractive

2. You're 45+ Years Old (Retirement Planning)

Stable dividends (3.2% yield growing 6%/year)
Lower volatility than mid-caps
Sleep-well stock

3. You Believe AI Fears are Overblown

Market has punished stock (-28% from peak)
If AI doesn't kill IT as fast as feared, TCS rebounds to ₹3,500-4,000 (20-37% upside)

4. You're Building Defensive Portfolio

Economic uncertainty ahead (US elections, inflation, rates)
TCS = defensive play (non-cyclical, predictable)

My buy price: ₹2,700-2,900 (current range is good)

HOLD if:

1. You Bought at ₹2,500 or Below

You're up 15%+, dividends collecting
No reason to sell

2. You're Long-Term Investor (10+ Years)

TCS won't die in 10 years
Dividends will compound
Short-term AI panic doesn't matter

3. You Want Tata Group Exposure

TCS is easiest way to own Tata Group (72% stake)
Indirect play on Tata's brand value

My hold range: ₹2,500-3,500

SELL if:

1. You Bought at ₹3,800-4,000 (Near Peak)

You're down 25-30%
Accept loss, redeploy to better opportunities
Tax loss harvesting: Sell, book loss, buy back after 30 days

2. You're Young (20-35) and Want Growth

TCS will give 8-10% returns max
You can take more risk (mid-caps, small-caps, growth sectors)
Opportunity cost of holding TCS

3. You Have Better Opportunities

Banking stocks trading cheap (SBI, Bank of Baroda at low P/E)
Pharma sector looking good (export recovery)
Infrastructure play (Larsen & Toubro)

4. You Think AI Will Truly Disrupt IT

If you believe 40-50% of IT services revenue goes away in 5 years
Get out while stock is ₹2,900 (might fall to ₹2,000)

My sell trigger: If TCS falls below ₹2,500 and breaks 200-day moving average, I'll reconsider.

For most investors: HOLD. Don't panic sell at bottom.

Frequently Asked Questions

Is TCS a good stock to buy in 2026?

At ₹2,909 (down 28% from peak), TCS offers decent value for long-term investors. P/E of 22 is fair, dividend yield 3.2% is attractive. However, AI disruption risk is real - revenue growth may slow to 4-6% (from historical 8-10%). Good for defensive portfolios, not for aggressive growth seekers. Best suited for conservative investors seeking stable returns rather than explosive growth.

What is TCS target price for 2026?

Analyst consensus target is ₹3,200-3,500 (10-20% upside from ₹2,909). Bear case (if AI disrupts faster): ₹2,400-2,600. Bull case (if IT services rebound): ₹3,800-4,000. Realistic target for Dec 2026: ₹3,300. Given current market conditions and AI headwinds, expect moderate single-digit to low double-digit returns rather than multibagger performance.

Should I buy TCS or Infosys in 2026?

TCS for: stability, higher dividend (3.2% vs 2.8%), lower risk, Tata brand. Infosys for: faster growth (9% vs 5%), better AI strategy, recent buyback. Both face same AI headwinds. For balanced portfolio, own both (60% TCS, 40% Infosys). If forced to choose one, Infosys offers better growth-adjusted valuation (PEG 2.6 vs TCS 4.4), but TCS provides more predictable dividend income.

Will AI kill TCS stock?

AI won't kill TCS but will slow growth. TCS revenue model (billable hours) is under pressure as AI reduces need for engineers. Expect revenue growth to slow from 8-10% historically to 4-6% going forward. Stock won't die but won't give 15-20% returns either. Realistic expectation: 8-10% annual returns (stock price + dividend). TCS is adapting with $1.8B AI services revenue, but transition will compress margins over next 3-5 years.

What is TCS dividend per share 2026?

TCS pays quarterly dividends totaling ~₹95-100/share annually. Yield is 3.2% at current price (₹2,909). Dividend growth historically 6-8% per year. Next dividend expected March 2026 (₹24-26/share). TCS has never cut dividends in 30 years - reliable income stock. For ₹1 lakh investment today, expect ~₹3,200 annual dividend income growing at 6-7% yearly.

Is TCS better than Nifty 50 index fund?

Last 10 years: TCS gave 17-18% CAGR, Nifty 50 gave 14% CAGR (TCS won). Next 10 years: Likely Nifty 50 will match or beat TCS (AI headwinds for IT). For diversification, Nifty 50 is better (includes TCS at 8-10% weight). For pure IT bet, TCS is option. Recommendation: 70% Nifty 50 + 30% individual stocks (including TCS). Index provides sector diversification TCS alone cannot offer.

What is TCS vs Infosys better valuation?

TCS: P/E 22.24, Infosys: P/E 23.5. TCS is slightly cheaper on P/E. But Infosys is growing faster (9% vs 5%). Price-to-growth (PEG ratio): TCS = 4.4, Infosys = 2.6. Infosys offers better growth-adjusted valuation. However, TCS has higher dividend yield (3.2% vs 2.8%) and Tata Group backing. Choice depends on your goal: growth seekers pick Infosys, income investors prefer TCS.

How does TCS hiring freeze affect stock price?

TCS hiring dropped 75% (from 44,000 freshers in FY23 to ~10-12,000 in FY26). This signals two things: (1) AI is replacing junior-level work, reducing need for entry-level engineers, and (2) Revenue growth is slowing, so less hiring needed. Short-term: Margins improve (lower wage bill). Long-term: Slower revenue growth caps stock upside. This is why TCS won't be a multibagger but remains stable dividend play.

Can TCS survive AI disruption long-term?

Yes, TCS will survive but transform. By 2030-35, expect TCS to be 40% legacy IT maintenance, 30% AI/cloud services, 20% digital transformation, 10% other. The $1.8B AI services revenue (17% QoQ growth) shows TCS is adapting. However, margins will compress from 25% to 22-23% as AI reduces billing rates. TCS won't disappear like Kodak, but growth will be 4-6% vs historical 10%, making it a value/dividend stock rather than growth stock.

My Final Take: The Boring Stock That Survives

I'll be honest: TCS is boring.

It's not going to 10x in 5 years like some small-cap. It's not going to crash to zero like some overleveraged real estate company.

TCS will likely:

Grow revenue 4-6% annually (down from 8-10%)
Maintain 24-26% margins (down from 26-28%)
Pay growing dividends (6-7% dividend growth)
Trade at P/E 20-24 (fair value range)

Total return expectation: 8-11% annually (stock appreciation + dividend).

That's less than Nifty 50's historical 14%. But it's also more stable, more predictable.

Who should own TCS?

Retirees wanting dividend income
Conservative investors (40+ years old)
People who like Tata brand
Those building all-weather portfolio

Who should skip TCS?

Young investors (20-35) wanting growth
People betting against billable hour model
Those who think AI will devastate IT services
Investors wanting 15-20% returns

My personal position: I still own TCS (bought 2019 at ₹2,100). I won't sell. But I won't add more.

If I had to start fresh today: I'd put 5-8% of my equity portfolio in TCS. Not more. It's a satellite holding, not core.

The bottom line: TCS won't make you rich. But it also won't destroy you. It's the investment equivalent of dal-chawal - nutritious, reliable, boring.

For more stock analysis methodology, read our BHEL PSU stock analysis and Titan jewelry sector breakdown.

To understand how to invest systematically in stocks like TCS, check our SIP guide.

Disclaimer: This article is for educational purposes only and not investment advice. TCS (Tata Consultancy Services) is a publicly listed company; all data is from public sources. Stock markets are subject to risk, including loss of principal. The author owns TCS shares (disclosed for transparency). Past performance (TCS's 17% CAGR 2015-2025) doesn't guarantee future returns. AI impact projections are speculative. Please consult a SEBI-registered investment advisor before making investment decisions. Opinions expressed are personal views based on analysis of public data.

Sources: